INDX Processing, LLC (“INDX”) is a wholly-owned subsidiary of Fiserv Solutions, LLC, which is owned by Fiserv, Inc. (NASQ: FISV). INDX is not a Federal Deposit Insurance Corporation (“FDIC”) or National Credit Union Administration (“NCUA”)-insured bank, savings institution or credit union and the solutions provided by INDX are not themselves FDIC or NCUA insured. Rather, INDX acts as an agent for its customers, in conjunction with a regulated custodian, to place their funds into deposits accounts at receiving institutions that are FDIC or NCUA-insured, subject to program limitations and those imposed by the FDIC and NCUA, and may be insured on a pass-through basis. Certain conditions must be satisfied for FDIC and NCUA insurance coverage to apply to deposits held through an agent or custodian. FDIC and NCUA insurance coverage only covers the failure of a given institution. Customer funds that may be in transit, not yet settled or not otherwise deposited at an FDIC or NCUA insured institution may not eligible for pass-through insurance coverage.

INDX services requires the utilization of a regulated custodian. SC Trust Co. (“SC Trust”), a New Hampshire chartered and regulated non-depository trust company, provides non-discretionary custodial services to INDX and its customers. SC Trust does not offer deposit accounts insured by the FDIC or NCUA, nor does it make loans to customers. Services provided by INDX and SC Trust are each subject to terms and conditions entered into through written agreements with each of their customers. INDX and SC Trust each provide no representations or warranties, express or implied, except for those expressly set forth in those binding agreements. This is not an offer or solicitation to buy or sell a security and nothing herein shall be construed as investment advice. INDX and SC Trust are affiliated companies. Please carefully review the list of insured depositories where funds may be allocated.